Financial Knowledge and Communication of Teenagers and Their Parent Or Guardian

Financial Knowledge and Communication of Teenagers and Their Parent Or Guardian

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Findings also showed a significant effect on communication based on the parent/guardian is SES. Parents/guardians who reported lower incomes ($75, 000 or less) scored significantly lower on the financial knowledge scale than parents/guardians who reported higher incomes (more than $75, 000). Parents/guardians who reported more financial communication with their child had students who reported more communication about finances with their parent/guardian. Greater parent/guardian financial knowledge was associated with lower total communication as reported by parents/guardians; however, greater parental/guardianship communication was associated with higher student knowledge scores. Female students reported greater total financial communication with their parent/guardian than male students, as well as greater communication than males for most of the individual financial topics. Mothers/Female guardians also reported greater communication with their student about finances than fathers/male guardians reported, as well as greater communication than fathers/male guardians for most of the individual financial topics. Fathers/Male guardians talked with their children more about investments and the family's current financial situation than mothers/female guardians.The questionnaire for the parent guardian gathered data related to the participanta#39;s sex, age, highest educational level, ... a budget, use of credit cards, acceptable amount of credit card debt, use of a debit card, amount of allowance needed, anbsp;...


Title:Financial Knowledge and Communication of Teenagers and Their Parent Or Guardian
Author:
Publisher:ProQuest - 2007
ISBN-13:

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